BC's new RIA regulation will require your business to train staff and maintain compliance. We're building the tools to help — training courses to get you licensed and a compliance dashboard to keep you there. Launching 2026.
Everything your business will need for BC's Restricted Insurance Agency licence — from day one through every renewal.
We're developing online courses to help your staff meet the Insurance Council's training requirements. Courses will cover all three core competency areas.
We're building a portal for Designated Representatives to track, manage, and prove compliance — so you never miss a deadline or fail an audit.
We're building training courses for BC's new RIA licence — coming soon.
We're developing training courses designed to align with the Insurance Council of BC's Performance Requirements. Our goal is to cover all three core competency areas required for the RIA licence:
The Insurance Council opens training accreditation in July 2026. Join the waitlist to be notified as soon as enrollment opens.
We're building a dashboard for Designated Representatives to know their compliance status at all times and prove it in 30 seconds.
Track every employee's training status, certification dates, and expiry countdown. Know instantly who needs retraining.
Get notified before certificates expire, licences need renewal, or E&O coverage lapses. Never miss a deadline.
Add a new employee and the system assigns required training, tracks completion, and generates their certificate.
One click generates a complete compliance report — training records, certificates, licence status, E&O proof. Ready for the Insurance Council.
Manage compliance across multiple locations from one dashboard. Roll-up view shows which sites need attention.
When the Insurance Council publishes new rules or bulletins, we translate them into plain English and tell you exactly what to do.
One-time training to get licensed. Monthly subscription to stay compliant. Both launching 2026.
One-time fee per person — coming soon
Monthly subscription for your Designated Representative — coming soon
The regulation applies to businesses that sell insurance products alongside their primary goods or services.
Don't wait until the last minute. Here's what's coming and when.
BC government publishes the Restricted Insurance Agent Licence Regulation.
Insurance Council of BC begins consultation on the rules. Feedback accepted until April 27, 2026.
Training providers can submit courses for Insurance Council accreditation.
Insurance Council begins accepting RIA licence applications. Start early to avoid the rush.
The RIA licence requirement officially comes into force.
All affected businesses must have applied for their RIA licence by this date.
Answer 5 quick questions and we'll tell you whether your business needs a Restricted Insurance Agency licence.
It's a new BC regulation (effective January 1, 2027) that requires certain non-insurance businesses to obtain a Restricted Insurance Agency (RIA) licence if they sell insurance products alongside their primary goods or services. It's overseen by the Insurance Council of BC.
After the transition period (March 31, 2027), selling insurance without an RIA licence is non-compliant with the Financial Institutions Act and may be subject to enforcement action by the Insurance Council of BC.
All employees who sell or offer insurance products under your RIA licence must complete accredited training covering three core competency areas: Knowledge of Insurance, Technical Abilities, and Business Skills. Your business must also appoint a Designated Representative who completes a specialized Council-administered course.
The DR is an officer, director, or partner of your business who oversees regulatory compliance and insurance activities. They're the primary contact with the Insurance Council and are personally responsible for ensuring your business stays compliant.
Training is required to get licensed — that's non-negotiable under the regulation. A compliance dashboard is optional but will be highly recommended once available, especially if you have multiple employees. It will help your Designated Representative track certifications, renewals, and prove compliance during audits.
Generally no. If you hold a standard general insurance licence, the RIA licence doesn't apply to you. Contact the Insurance Council for your specific situation.
Our courses are being developed to align with the Insurance Council's Performance Requirements. Training accreditation opens in July 2026. Join our waitlist to be notified when enrollment opens.
This specific regulation applies to BC. However, Alberta, Saskatchewan, Manitoba, and New Brunswick already have similar restricted insurance licensing frameworks. If you operate in multiple provinces, you may have obligations in each.